The annual cost of feed, shavings, horse shoes, veterinary care, and training for horses adds up quickly. Happy and healthy horses and donkeys are key to our success and that of our participants. We are extremely lucky to have such a diverse herd of kind, steady equines ready to serve our community. The work that therapy horses do is rigorous and requires a special temperament and work ethic. Each one goes through extensive training before they serve in our Equestrian Sports and Clinical Services programs. All rights reserved.Forward Stride’s horses are specially chosen and tested for appropriateness for the work that we do before they are brought into our organization. © 2022 Marsh Advantage Insurance Pty Ltd. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. JGS and JLT are businesses of Marsh McLennan. Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”).
#RIFFLE CHIROPRACTIC PROFESSIONAL#
Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers.
#RIFFLE CHIROPRACTIC FULL#
For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from MAI on request. This page contains general information and does not take into account your individual objectives, financial situation or needs. not the Discretionary Trust Arrangement) and is not the insurer. Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arranges the general insurance (i.e. It also means charges for x-ray, some MRI scans (if Medicare registered) and public hospitals are not covered under the National Club Risk Protection Program. This means that any charges for treatment from a doctor, surgeon, anaesthetist or surgeon's assistant are not covered. The Health Insurance Act 1973 (Cth) strictly prohibits any general insurer from insuring any item that is listed on the Medicare Benefits Schedule. Personal Accident cover is not private health insurance or life insurance.
Whereas personal injury insurance is a policy for injuries occurring due to an accident and includes cover non-Medicare medical expenses, such as physiotherapy, chiropractic, dental, ambulance transport and private hospital accommodation.
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Medicare is a Commonwealth Government program that provides eligible Australian residents with free or low-cost medical and hospital care.
When it comes to reimbursement of personal injury claims, some people get confused about Medicare and what is covered through the National Club Risk Protection Program.
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